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Buying a pickup truck: How to choose Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make better financial decisions by offering interactive tools and financial calculators that provide original and objective content. We also allow users to conduct research and evaluate information at no cost – so that you can make informed financial decisions. Bankrate has partnerships with issuers including, but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Money The offers that appear on this site are from companies who pay us. This compensation can affect the way and when products are featured on this website, for example, for example, the order in which they may be listed within the categories of listing in the event that they are not permitted by law for our mortgage and home equity products, as well as other products for home loans. But this compensation does not influence the content we publish or the reviews that you read on this site. We do not include the vast array of companies or financial offerings that could be open to you. AleksandarNakic/Getty Images
4 min read published April 20 20, 2022
Kellye Guinan Kellye Guinan. Written Personal and Business Finance contributor Kellye Guinan is a freelance editor and journalist with more than five years of experience in personal finance. She is also a full-time worker at her local library where she assists people in her community gain access to information on financial literacy, in addition to other topics. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since late 2021. They are dedicated to helping their readers feel confident to control their finances through providing clear, well-researched information that breaks down complex subjects into digestible pieces. The Bankrate promises
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This compensation could influence the manner, place and in what order products appear within listing categories, with the exception of those the law prohibits it for our mortgage home equity, mortgage and other products for home loans. Other factors, such as our own rules for our website and whether or not a product is available in your region or within your own personal credit score may also influence the way and place products are listed on this website. While we strive to provide the most diverse selection of products, Bankrate does not include details about each credit or financial products or services. Trucks are a complex thing. There are so many configurations, and the size and strength you need will be contingent on the way you intend to utilize your truck. Familiarize yourself with basic features like powertrains and axles, the cab’s size and towing capacity before . Selecting a pickup is a process of investigation, but preparation will lead to an informed decision that is compatible with your lifestyle and budget. What horsepower do you need? A truck with greater horsepower, towing capacity , and torque will cost you more. The price isn’t the only factor obviously, but you must be aware of whether you truly require the power of a large amount before you spend thousands of dollars on it. A diesel engine is a great option, and offers higher power could also cost you a lot. A V6 or V8 engine is the most common and have greater power, however there are four-cylinder engines that can be used for smaller loads. If you’re looking to haul a lot for food items, you should consider smaller models that comes with an automated gas engine that is fuel efficient and has high efficiency. A smaller engine may be better for you and your budget. What is the amount you’re hauling? A mid-sized truck is your ideal choice if plan on hauling trailers or large boats. They’re more affordable and boast better driving quality than full-size models. Midsize trucks are suited for smaller loads, not towing. Due to their weight reduction they also cost lower fuel costs. If you’ve got things to haul, opt for a large-sized truck. There are heavy-duty and light-duty options for almost all full-size models available. Naturally, trucks designed for light-duty use will haul less — but again they are more efficiency in terms of fuel consumption due to their lighter weights. And remember: Towing capacity and payload capacity are two different things. Towing refers to how much your truck can carry behind it. Payload is the amount that it can carry in its bed. Even if you don’t plan to strap a heavy-duty horse trailer onto the back of your truck, make sure the payload of the trailer meets the requirements of your. Do you require two- or four-wheel drive? A truck that has two-wheel drive will be more affordable and provide . You’ll have the option of choosing either rear or front-wheel drive. Whatever you pick, it’s best suited for staying on the road. A vehicle with four-wheel drive is more for driving off the road and in slippery or icy conditions, such as on a boat ramp. You’ll have better traction, but your truck isn’t as efficient when it comes to fuel. What kind of cab space do you need? The cab space is one of the more important factors for novice truck drivers. And for most, a crew cab will make the most sense, even if it does require more expense. Single cab is the most classic style of two-door. They typically only seat three people, however they often have more beds. Extended cabs: Extended cabs are essentially a cab and a half. There are two doors that are smaller and limited leg room in the rear seat however, it’s a great compromise between the single and crew cab alternatives. Crew Crew cabs are a one with four doors that resembles an SUV or sedan. The space of a crew cabin varies by model and trim and are the best choice if you have passengers in your back frequently. There are a variety of fuel options available. You’re not restricted to only diesel or gas. Companies like Ford have pledged to offer more options in the future. However, these aren’t new and could limit your payload or towing capacity. Between diesel and gasoline the diesel engines are more fuel efficient. They also offer more power for working trucks. However, they’re also more expensive to buy and to fuel. For those who aren’t experienced drivers an engine powered by gas could be the best choice. They’re more flexible and lower cost than electric or diesel engines. They are more likely to be found on them on the. Long or short bed? You will find that the larger your bed, the smaller your cabin. So, if a crew cab is required, you will likely end up with a shorter bed. And if you need that larger bed, you might need to opt for one or an extended taxicab. One thing you should consider is how often you’ll be putting things in the bed. If the truck is used mostly for looks — and there’s nothing wrong with this — a narrower bed will be more convenient to move around and park. It’s also likely to be ample space when you do need to carry something heavier. Used or new? Newer trucks give you the possibility of being specific about every aspect of your ride, both interior and exterior. It’s certainly a splurge -new vehicles can be expensive however, if you have a design, technology or other features in mind it’s best to go. On the other hand, a used vehicle is the more affordable choice. It is possible to get the exact truck of your dreams but you’ll be able to be able to avoid the depreciation. If you’re just looking for something practical you can find older models available that are cheap and solid. It all depends on your needs and budget. A brand new car is expensive, but it could be more fuel efficient or have more technology. An older model truck might be less fuel efficient however, the lower cost could make it cheaper to drive. Manual or automatic? It’s more of a personal choice. There’s no huge cost difference between them, though some trucks may come standard with one or both. For urban or suburban drivers, automatic offers the most comfortable to drive. But if you need more control for off-roading, manual transmission might suit you better. Next steps Once you have thought about the major aspects of owning a truck, look into the the actual models and models. It will provide you with a good idea of the price range you’ll be considering. When you’re aware of this, you’ll be able to get you in the cab at a reasonable rate of interest.
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Written by personal and business finance Contributor Kellye Guinan is a freelance editor and writer with over five years ‘ experience within personal finance. She is also an employee full-time at her local library, where she assists people in her community get information about financial literacy, among other topics. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate since late 2021. They are committed to helping readers gain the confidence to control their finances by providing concise, well-researched and well-organized information that dissects complex topics into manageable bites.
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